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4 surprising benefits to Medicare Advantage plans

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  4 surprising benefits to Medicare Advantage plans Choosing a Medicare plan may be one of the most important decisions you’ll make as a mature adult. And it can be a little intimidating. While Original Medicare may seem safe and easy, you may find yourself missing out on some pretty valuable options only available through Medicare Advantage. Here are just 4 of them. 1. All the benefits of Original Medicare Medicare Advantage plans are required by law to include all the benefits of Original Medicare Parts A and B. 2. Hospital, medical and prescription drug coverage in 1 easy-to-manage plan Most Medicare Advantage plans also include prescription drug coverage. To get the same coverage with Original Medicare, you’d have to buy a separate prescription drug plan—and pay a separate premium. 3. Coverage for items Original Medicare doesn't cover Many Medicare Advantage plans cover items not covered by Original Medicare Parts A and B—things like routine dental, vision and hearing care, pre...
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Medicare Eligibility and Your Options

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  Who is eligible for Medicare? Medicare is available for individuals age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). Medicare has two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance). You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 without having to pay premiums if: You are receiving retirement benefits from Social Security or the Railroad Retirement Board. You are eligible to receive Social Security or Railroad benefits but you have not yet filed for them. You or your spouse had Medicare-covered government employment. Two important things to know:  First, everyone who joins the Medicare program enrolls in Original Medicare. This is health insurance provided by the federal government. Second, there are other Medicare coverage options...
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